Unless you are a lawyer, you probably don’t think about the specific procedures for filing a lawsuit. While you should always work with a knowledgeable Rhode Island insurance attorney if you are considering suing an insurance company, it can also be helpful to understand some of the procedural rules surrounding the case. A recent case heard by the Federal District Court of Rhode Island discusses these procedural requirements.
In order for a court to hear a case, they must have jurisdiction over the matter and the parties. Typically, claims related to insurance or personal injury are heard in state court. However, the case may be removed to federal court if certain conditions are met. One of the ways that a case may be eligible to be heard in federal court is through diversity jurisdiction.