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New England property owners generally owe members of the public a legal duty of care to maintain safe premises for people using or visiting their property. This responsibility can result in financial liability for injuries suffered by a person while on the premises as a result of the negligence of the property owner. Landlords have a similar duty to maintain safe and habitable premises for their tenants, however, a recently published opinion by the Massachusetts Supreme Court demonstrates that tenants may face an uphill battle when seeking damages for an injury sustained as a result of premises that are negligently maintained by their landlord.

The plaintiff in the recently decided case was severely injured after slipping and falling while crossing an icy pathway outside the home he rented from the defendant. Claiming that the landlord negligently failed to maintain the surroundings, the plaintiff sued for damages on two theories. First, the plaintiff argued that the landlord negligently caused his injuries by failing to safely remove the snow and ice from the driveway and access to the home. After a jury trial on this issue, it was found that that the plaintiff’s own negligence in failing to avoid the fall outweighed the landlord’s negligence, and that the plaintiff was not entitled to relief.

In addition to the negligence claim, the plaintiff made other claims based on contract law, alleging that the landlord violated the implied warranty of habitability of the premises by failing to safely remove the snow and ice from the premises. In a pretrial ruling, the trial judge found that the plaintiff would be unable to pursue this cause of action against the landlord, and the plaintiff was denied relief before the jury addressed the claim. The plaintiff appealed the pretrial rulings to the Massachusetts Supreme Court.

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It is almost always only following unfortunate circumstances that the Rhode Island Department of Children Youth and Families (the DCYF) petitions the court to terminate the parental rights of a natural parent. The procedural requirements and standard of proof required to terminate parental rights are more stringent than in other civil claims, however, these petitions are frequently granted. The Rhode Island Supreme Court recently published an opinion affirming an order by a family court terminating a mother’s parental rights of her seven-year-old daughter.

According to the court’s opinion, the respondent in the recently decided case is a woman who struggled for most of her life with addiction and abuse. The evidence showed that the respondent was abused as a child and driven into drug and alcohol use from a young age. In addition to her addiction, the respondent was involved in abusive relationships throughout her life. When the respondent was pregnant with the child at issue in this case, she and the father of the child were arrested for neglect which resulted in injuries to another child that they shared. As a result of the pending charges, as well as the respondent’s substance abuse problems and failure to have a safe home or obtain any prenatal care for her soon-to-be-born daughter, the Rhode Island Department of Children Youth and Families (DCYF) temporarily took the child from the mother when she was born, and placed her into a foster program.

Although the respondent attempted to make changes in her life and attended several programs for new mothers struggling with parenthood and substance abuse issues, she maintained her relationship with the abusive father of her children, and ultimately was sentenced to prison time for the neglect charge, which interrupted her attempts to gain permanent custody of the child. Based on the ongoing issues, the DCYF sought to permanently terminate her parental rights, arguing that there was not a reasonable probability that the child would be able to safely return to the mother’s care within a reasonable amount of time. The family court ruled that there was clear and convincing evidence that the respondent was an unfit parent, and her rights were terminated.

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The global pandemic caused by the coronavirus known as COVID-19 has affected the United States tremendously. In addition to a death toll in the U.S. that exceeds 120,000, the virus (as well as the measures taken to slow its spread) has caused the U.S. economy to enter the worst recession since the 1930s. As a result of the economic downturn attributed to COVID-19, many renters and homeowners are facing eviction or foreclosure because they’re unable to afford their rent or mortgage payments. The U.S. Congress passed the CARES act to alleviate some of the economic harms related to the pandemic. Some of the provisions of the Act, in addition to state laws passed by the Rhode Island legislature, can be used to prevent both landlords and tenants in Rhode Island from losing their homes or investments.

The first actions taken to affect landlords and tenants was a moratorium that was placed on evictions in April, which has since expired. While it was in effect, this moratorium prevented landlords from evicting their tenants for nonpayment of rent. However, it did not eliminate the burden to pay rent. Since the courts are now open and processing evictions, many tenants who couldn’t afford to pay one month’s rent before are now facing demands for multiple months worth of rent and may be evicted. Some tenants are still protected from eviction by a moratorium that remains in effect for public and assisted housing, as well as for tenants living in a home that is financed by a federally backed mortgage. A tenant who is protected by this moratorium and receives an eviction notice can legally challenge the eviction and remain in possession of the property, however, the past-due rents must still be paid after the moratorium expires.

Rhode Island has also established a rental assistance program for renters who have been affected by COVID-19 and are at immediate risk of homelessness. Renters who qualify may receive a grant of up to $5,000 to help them with past-due rent payments and other fees. However, restrictions apply, and the funds are limited. Information about this program is available at www.housinghelpRI.com.

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When searching for a homeowner’s insurance policy, many Rhode Island homeowners seek out the lowest premium or highest policy limits without paying much attention to the details of what types of losses are covered or excluded from a particular policy. In the event of an incident involving damage or loss, a homeowner may be denied coverage for some type of loss that they thought or assumed would be included in their policy. A recent decision by the Rhode Island Supreme Court demonstrates this scenario.

According to the court’s opinion, the plaintiff was a homeowner who purchased an insurance policy from the defendant. In May of 2017, the plaintiff’s water heater ruptured and caused flood damage to their home. Believing that the damage was covered by the homeowner’s policy, the plaintiff made a claim with the defendant which was denied. The plaintiff sued the defendant in district court, alleging that the policy included coverage for damage from the incident. The district court reviewed the insurance policy and determined that the text of the policy included an exclusion for water damage caused by a malfunctioning appliance in the dwelling and determined that the defendant was justified in denying the plaintiff’s claim.

The plaintiff appealed the ruling to the Rhode Island Supreme Court, pointing to language in the policy providing coverage for sudden, accidental, and direct physical loss caused by fire, explosion, or theft resulting from a flood or other water-related incident. The plaintiff claimed that the damage caused to their home should be covered under this provision, as the water heater exploded prior to the flooding. The high court denied the plaintiff’s arguments, finding that the clear and unambiguous language within the policy excluded any water damage resulting from a defective or malfunctioning appliance, and that the provision affording coverage to damage incident to flooding did not afford coverage for the type of damage reflected in the plaintiff’s claim.

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Several states, including Rhode Island, allow mortgage holders to pursue a non-judicial foreclosure of a mortgaged property if a borrower allows a loan to go into default. As a result of this legal framework, mortgage holders can seize and sell property from an owner without pursuing a formal judicial proceeding, potentially limiting a borrower’s ability to challenge the foreclosure.

To protect borrowers from this framework that generally favors lenders, state legislatures and courts have established detailed notice and procedural requirements that lenders must follow to pursue a foreclosure successfully. If a lender does not strictly follow these requirements, a borrower has the right to challenge the foreclosure in a state court proceeding. Courts are not hesitant to invalidate foreclosures, even when the procedural defect by the lender may appear minor, as evidenced by a recent ruling by the Rhode Island Supreme Court.

The plaintiff in the recently decided case is a homeowner whose home was foreclosed on after he failed to pay mortgage payments to the bank for several years. The bank pursued a non-judicial foreclosure of the property, and sent the plaintiff notice of his rights and options to prevent or challenge the foreclosure. The plaintiff failed to meet the bank’s demands, and the bank ultimately seized and sold the property.

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Courts are often said to favor landlords and property owners in Rhode Island residential evictions or other landlord/tenant disputes. While the majority of judgments in summary landlord/tenant cases fall in favor of the landlord, this is not always the case. A recently decided appeal from an eviction judgment in nearby Massachusetts demonstrates that landlords must follow strict procedural guidelines to be successful in pursuing an eviction or monetary damages from a tenant.

The plaintiff in the recently decided case was a landlord, who filed an action against the defendant tenant to recover possession of a property and damages for rent that was past due. The lawsuit was filed fourteen days after the landlord had posted a notice on the front door of the subject property, which demanded payment of the rents or the tenant to leave the property. The tenant responded to the claim with several counterarguments, primarily stating that the landlord acted unfairly in demanding payments for utilities without such a condition written into the lease. Additionally, the tenant sought dismissal of the claim because the lawsuit was filed less than fourteen days after the tenant actually saw the notice on the front door, and the law requires at least fourteen days between the receipt of a notice and the initiation of proceedings.

At a bench trial in the housing court, the tenant’s request to dismiss the case was denied. The court found that the notice was posted on the front door at least fourteen days before the filing of the action, and the tenant’s failure to see the notice until the next day was not relevant to the validity of the claim. The housing court ruled that the tenant needed to pay the amount of past-due rent to remain in their home, or else a judgment would be entered against them, and they would be forced to move out. The housing court found little merit in the tenant’s counterclaims, and noted that state law requires some of the utilities to be paid by the tenant. While the lease would ideally include those terms, failure to do so would not eliminate the requirement for the tenant to pay rents.

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Couples considering divorce in Rhode Island have most likely heard horror stories from other divorced couples who complain about complicated and expensive divorce lawsuits that went on for years, costing hundreds of thousands of dollars, or more. As a divorce case becomes more contested and the parties dig in their heels on specific issues, that the strain on a couple’s finances, relationships with their children, and personal psychological well being can exacerbate an already difficult situation. If both parties understand these risks going into a separation or divorce, the worst of the problems can be avoided by agreeing to seek a Rhode Island collaborative divorce.

Collaborative divorce and mediation offer an alternative to the “ugly divorce” that often leaves parties bitter and full of regret. A collaborative divorce seeks to avoid the pitfalls of litigation while still protecting each party’s rights and resulting in an agreement that is fair and more likely to be followed by the parties, while also being legally binding and enforceable. Parties who agree to a collaborative divorce or a mediated settlement agreement can both have attorneys at their side, who will advise and assist them in discussing disputed issues to reach a full agreement without the need for a trial.

Contested divorces are often approached in a way that exacerbates the disagreements between the parties from the start of the process, and as issues become more complicated, attorney’s fees and time delays only increase. It’s possible to resolve all of the issues that may come up in a divorce in a mediated session that occurs outside of the courtroom. Couples who wish to obtain a divorce more simply and quickly can resolve financial asset division, child custody, parent time and visitation, the assumption of debts, child support and spousal support, as well as other issues with the help of their attorneys and one or more neutral mediators who are specially trained to resolve disputes and achieve fair and realistic settlements.

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When large tracts of property in New England are broken up and subdivided into smaller lots for development, disputes can arise between the new owners of the properties over rights-of-way and access to public roads. In a recent state appellate case decided by the New Hampshire Supreme Court, a defendant was estopped, or forbidden, from denying a plaintiff’s claim of an implied easement to use a private road owned by the defendant that went along the plaintiff’s property.

According to the court’s opinion, the plaintiff purchased three lots which had been part of a larger tract of land that was divided into smaller lots by the original owner in 1968. The deed which conveyed the lots after the division noted a private roadway formed part of the border of the smaller lots. The defendant later purchased the land adjacent to the plaintiff’s property which included the private road that was noted as a border to the plaintiff’s land in the earlier deed. Relying on established state law, the plaintiff continued to assert his right of way to use the private road to access his property. Because the plaintiff’s land also directly bordered on a public road, the defendant restricted the plaintiff’s access to the private road and denied the plaintiff any use of the right of way.

The plaintiff filed an action in state court against the defendant, seeking a declaration from the court that the plaintiff did have an implied easement to use the private roadway, and that such easement was not affected by the existence of alternate access to the public road from the plaintiff’s property. The district court ruled in favor of the plaintiff, finding that under established state law, if a deed states the border of conveyed property is along a private road, that there is an implied easement from the new owner to use the road to access the property. The court further noted that the law clearly stated that the easement is not affected by alternate access to a public road from another part of the property.

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State governments or municipalities in New England and nationwide have the right to issue tax liens on real property if the owner fails to pay property taxes. In these situations, the government entity may ultimately be able to seize and sell off the property to recoup the unpaid taxes. However, this process may be subject to constitutional limitations, as demonstrated by a recent decision issued by the New Hampshire Supreme Court involving a case filed by a property owner challenging the city’s intention to sell his property and keep all of the proceeds, even those in excess of the unpaid amount of taxes.

The plaintiff in the recently decided case is a man who inherited a property in 2008, but failed to pay property tax on the property for three years following his inheritance. The city where the property is located issued several tax liens on the property in the amount of unpaid taxes and other fees. After the plaintiff failed to redeem the property and pay the past-due taxes, the city initiated proceedings to take title to the property and sell it at auction to compensate themselves for the unpaid taxes. In addition to the amount of unpaid taxes, the city relied on a New Hampshire law to keep any proceeds from the sale in excess of the past-due tax amount.

The plaintiff filed suit against the city, challenging their intention to take and sell the property without compensating him for the value of the property in excess of the amount of unpaid taxes. Although the plaintiff relied on several theories in his initial lawsuit, the trial court eventually ruled that his claim had merit, based on the argument that the law relied on by the city to keep all of the proceeds of the sale of the property violated the state constitutional provision protecting citizens from government taking of their property without just compensation. As a result of the court’s ruling, portions of the state law relied upon by the city to seek the full value of the plaintiff’s property will no longer be enforceable.

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Settlements, municipalities, and property associations in Rhode Island are often developed upon property lines that can date back as far as the 1700s. Over the centuries, claims to property can become distorted from the original lines, and determining the actual size and shape of a piece of real estate can be a difficult, forensically intensive process. The legal doctrine of adverse possession allows property owners who possess and occupy property that may not have originally been a part of a lot to take title to the property along new lines consistent with the present-day use. The Rhode Island Supreme Court recently released an opinion in a case filed by a property owner asserting an adverse possession claim over a waterfront lot that she assumed she had purchased when purchasing the home across the street.

The plaintiff in the recently decided case was a woman who purchased a semi-beachfront home in Warwick, Rhode Island in 2009. According to her testimony at trial, the woman was under the impression that her purchase of the home included the beachfront property across the street from the house. After she purchased the property, the plaintiff closed off the beachfront property (which previously had been accessible to the public for leisure and fishing activities), and placed no trespassing signs along the property. After having a survey performed on the property, the plaintiff realized that most of the waterfront lot was actually owned by the homeowners association of the neighborhood where it was located, and she filed suit against the association for legal title to the disputed property.

At trial, the district court heard testimony to determine if the plaintiff’s claim to the disputed land met the standards for a Rhode Island adverse possession claim. To succeed in an adverse possession claim, a plaintiff must prove that they or their predecessors had actual, open, notorious, hostile, continuous, and exclusive use of the disputed land for at least ten years. The district court determined that while the plaintiff’s predecessors in title did use the land as if it were part of the property for a period of at least ten years, their use was not hostile or exclusive, because they let the public onto the land at will and also sought permission from the defendant before modifying the property. As a result of these findings, the plaintiff’s claims were rejected at trial, and the plaintiff appealed.

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